Danny Resendes' Blog
If you plan to sell your house, there may be certain items that you want to bring to your new residence. However, various items may prove to be too big, too heavy or too expensive to transport to your new address. But if you leave these items behind, you may be able to make your house more attractive to dozens of potential buyers.
Ultimately, there are many high-quality items that home sellers may choose to leave behind for buyers, such as:
Although your refrigerator has served you well for many years, transporting this kitchen appliance to your new house could prove to be difficult. Fortunately, a buyer may appreciate the fact that you're willing to provide him or her with a top-notch refrigerator as part of a home sale.
For a home seller who intends to leave his or her refrigerator behind, it is important to take some time to clean the appliance. That way, a homebuyer will be able to use the refrigerator as soon as he or she finalizes a home acquisition.
Also, scrub down the refrigerator's shelves, wipe down the appliance's exterior and remove any foods and beverages from the refrigerator prior to moving day.
2. Washer and Dryer
A washer and dryer may cost a homeowner hundreds or thousands of dollars to purchase and install. Luckily, a home seller who includes a washer and dryer in a home sale can make it easy for a buyer to avoid the hassle of finding, buying and installing these appliances.
Ensure that your washer and dryer are working properly before moving day arrives. Remove any dust and debris from the dryer's lint trap, and wipe down the exterior of both the washer and dryer.
If you own stunning outdoor patio chairs, a deluxe dining room table and chairs or other first-rate home furniture, you may want to include these items in your home sale. By doing so, you can help a buyer furnish his or her home in no time at all.
Selling a home can be challenging, even if you intend to leave behind assorted high-end items for a buyer. Thankfully, real estate agents are available to help simplify the process of selling a residence in any housing market, at any time.
A real estate agent understands that you want to enjoy a quick, profitable home selling experience. To accomplish this goal, a real estate agent will learn about your residence and explore ways to promote it to the right groups of buyers.
Furthermore, a real estate agent will offer expert guidance at each stage of the home selling journey. He or she will set up home showings and open house events, keep you up to date about offers on your residence and help you get ready for a home closing. And if you ever have home selling concerns, a real estate agent will immediately respond to them.
Consult with a real estate agent today, and you can move one step closer to selling your house.
Are you considering buying a home with a Home Owner's Association (HOA)? Living in an HOA community can be very rewarding. But if you're accustomed to living without one, it can bring some challenges.
Know in advance what to expect with HOA living. Checking out the biggest pros and cons HOA homeowners face.
Pro & Con: Lawn Maintenance
Some HOAs may pool HOA money together to cover landscaping costs for the neighborhood. Not only does this mean you never have to do yard work again. It also provides a consistent aesthetic throughout the community that you'll come to appreciate.
This can be a con as well. You'll have less say about the flowers you can plant. And some HOAs don't handle landscaping but give you basic landscaping rules you must follow.
Pro: Access to Amenities
An HOA may maintain a community swimming pool, clubhouse, golf course, or mini-gym. As a member of the HOA, you'd have access to these shared spaces.
Pro: Fewer Worries about Unruly Neighbors
Is your neighbor throwing loud parties at all hours? Are they letting their dog run around and relieve itself in your yard? In a non-HOA, these are neighbor disputes. But in an HOA, these are community issues.
When you join, you each agree to by-laws. If someone is out of line, they may face penalties. But beware, if you're the unruly neighbor, you might face the same.
Pro: You May have Automatic Friends
If you've moved across the country and don't know anyone, you'll appreciate the organized social events most HOAs host.
Con: Fees Can be Expensive
If you get a lot of amenities, you'll be paying for it through the HOA. It's much cheaper than if you paid for all of it separately. But it's essential to move into an HOA with amenities you'll use to get your money's worth.
You owe these fees regardless of changes in financial status. The by-laws may give the HOA the right to put a lien on your home that will have to be paid before you can sell or refinance.
Con: You Can't Paint your House
The HOA will typically choose one or more colors for your exterior. You have little say.
Are you a rebel? This level of control over your life may take some adjustment.
Con: The HOA Organization
Not all HOA's are run well, try to gain insight into how the Association's governing board functions. Before joining one--which is automatic when you buy a house there--we recommend that you talk with your future neighbors and the HOA to get a feel for things. Also, walk through the neighborhood to see how well yards, roofs, and other outdoor features are maintained.
The Pros & Cons of HOAs
Every HOA is different. So consider what you're looking for. Speak with your real estate agent about your desires and expectations. And for more tips on finding the home you'll love, follow our blog.
With the hustle and bustle of everyday life, keeping up with maintenance can be a serious challenge. But by focusing on simple maintenance tasks, you can put your best foot forward as you’re trying to improve your home and keep it lasting for many years to come.
Keep Up on Plumbing
Your plumbing system is one of the most important aspects of your home. This system deserves a high level of care. In order to ensure your pipes are running smoothly, keep the following considerations in mind:
Plumbing pipes tend to go bad because homeowners aren’t aware of what they shouldn’t put down their drains. When our drains accumulate fats and oils, clogs and other serious damage can occur. That being said, never pour fats for oils down your drains to limit the chance of any clogs.
While oils and fats are common culprits for clogs in kitchen drains, hair does the harm in the bathroom. But if you use a hair strainer for your bathroom drains, you can easily avoid these clogs.
Maintain that AC Unit
Our home’s air conditioner tends to be the most overlooked appliances in our home. That is mostly due to the fact that our units are typically hidden outside. Without proper care, you could be dealing with a broken AC unit sooner than you anticipated. Be sure to frequently inspect the condensation hose on your unit and always check the areas around your system for mold growth or leaks. It’s also important to ensure that the screen around your air conditioner is clear of debris. This debris can cause your unit to overwork, which shortens its lifespan.
Many homeowners neglect to change their air filters, which leads to many problems throughout the home. Forgetting this important maintenance task can lead to poor indoor air quality, an overworked system and an uncomfortable home. It’s vital to change your filters often. For months where your HVAC system is constantly running, you should never go more than thirty days without changing your filter.
Fix Those Drafts
Drafty windows are another huge culprit to high energy bills. That being said, you should periodically check the caulk line that holds your windows in place. If they appear cracked, dirty or weathered, then be sure to remove the damaged caulk and add a new application. For more savings, you could try to add an insulation film over your windows. This helps to save on utility bills and extends the life of your AC and heating systems.
Examine the Roof
The roof is another location that doesn’t get much attention from homeowners. However, by periodically checking your roof, you can notice damage early on before it becomes a more extreme, higher-priced repair. Be sure to inspect your roof for damaged, discolored or gravel-less shingles, and replace them if needed. This can help to prevent the need to replace the whole roof.
The benefits of buying a luxury home that's under new construction include customizing it to fit your life and your family, and choosing your own finishes is a perfect way to achieve this goal. But which finishes will still maintain their beauty under the stress of busy families on the go? Which ones require the least maintenance and will wear well under heavy traffic? Our experts have put together the perfect primer for homebuyers who want to customize their new construction from the ground up, so that the surfaces look great, last long and require minimal upkeep. Here's what we recommend:
Cast Concrete Countertops
Concrete tops the list for designing versatile-yet-gorgeous countertops. Completely customizable right down to the color, concrete is an upscale, elegant material for countertops in both kitchen and bath, and it has benefits that make it worth the effort, including:
When you choose cast concrete as your choice of countertop, you can customize it to fit any shape and any space. You can even choose to have materials such as decorative river rock embedded. You can have your concrete countertops dyed, stamped or polished to ensure that they're custom to your luxury home and your home only.
Even if you're drawn to exotic hardwoods such as jatoba (Brazilian cherry), resist the urge to install them in your new luxury home because they contribute to harmful deforestation of the world's rainforests. Opt for eco-friendly, sustainable woods instead. There are plenty from which to choose, including:
Reclaimed wood is a viable alternative to non-sustainable wood, as well. Old barn timbers and salvaged pine logs make beautiful, luxurious flooring options that add history and architectural appeal to every home without harming the planet.
Wood is, far and away, the most popular choice for luxury kitchen cabinetry. And it's not just the type of wood used, but the style and design of the cabinets, as well. For upscale, luxurious wooden cabinets in your kitchen, pantry or bath, consider American hardwoods such as cherry, maple, alder or ash. The growth and harvesting of these trees are monitored by the American Hardwood Export Council and strict best management practices ensure that no species is stressed or over-harvested. Additionally, they're exceptionally hard to withstand all the dings and scratches that come with family use. Lastly, they look exquisite when installed in your kitchen as paneled ends on upper cabinetry, decorative legs on islands, and as the frames for elegant, glass-paned doors.
Your new luxury home is only made better by customization. Talk with your builder today about which finishes you'd like to see incorporated, and you'll love the end result even more.
Property buyers today may think of a credit union as an alternative form of lending and ultimately meant for people who don't fit the stereotypical borrower. But this assumption may a little unfair once you learn the facts. Credit unions present several unique opportunities that you simply won't find anywhere else. We'll give you both the good and bad, so you can make a better decision.
A Non-Profit Oasis
As a non-profit institution, credit unions tend to have better rates than traditional banks. Plus, they're a little more personal than a regular bank in that they're investing in a single community as opposed to the whole country. So while you may not get the level of sophistication you would from a well-known bank, you will get the kind of personalized service that's hard to find today.
Before you finance a property, you first need to qualify for your credit union. This essentially means proving you're connected to the credit union somehow. Often, it's based on where you live, but you may be able to join based on anything from your employer to your church to your family members. Before you dismiss your eligibility, talk to a credit union officer to see if there's a connection.
Once you qualify for the institution, you'll need to become an official member. To do this, credit unions typically have its customers purchase shares in the organization. (These fees are generally affordable and they're the key to securing your membership.
The practical advantages of a credit union mortgage are the flexible terms and requirements as well as the reasonable fees and rates. Plus, the credit union staff tend to take into account the relationship you've built with them. So while a national bank will encourage you to apply for a mortgage through the company, the fees may not change significantly from those of a stranger — regardless of your track record with the bank.
Why Skip the Credit Union
There are a few reasons not to finance with a credit union. For one, a credit union isn't going to have as many products as a bank would, which could inevitably cause you to miss out on a worthwhile opportunity. It's also likely to be a more traditional style of banking, meaning you may not have options for online banking. And as with a regular bank, a credit union may change leadership, which can, in turn, change the terms of your mortgage for the worse.
Regardless of where you finance, it's probably worth discussing your options with a credit union. As you shop around, you'll get a better sense of which products and terms are right for you.